We recognised these ten Fintech companies for their unstoppable innovation, expansion into new markets (new continents); for the value they bring to their clients, and for their indisputable skills in leading a high-growth business. As founders, they are a collective Masterclass of How to do Fintech.

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UK: financial superapp

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Berlin: Banking as a Service

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#1. Onfido

UK: Digital identity

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#5 Raisin<

The deposit marketplace

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#9 Thought Machine

UK: Core Banking

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#2 Checkout

UK: payments

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#6 OakNorth

UK: funding entrepreneurs

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#10 Comply Advantage

UK: fighting financial crime

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Sweden: supercharging open-banking