From digital mortgage broker to digital mortgage lending

Since launching in 2016, Habito has helped more than 330,000 people to find or secure a better mortgage, to to a collective total of €4.9 billion worth of mortgages.  

Last year, Habito made the transition from broker to direct lender, offering a range of buy-to-let mortgages. In August 2020, it raised $33M to continue digitising aspects of home financing and buying,

Habito also became the UK’s first mortgage company in the UK to become B Corp certified, meaning it has made a legal commitment to put people and the planet on the same level as profit, joining more than 3,000 others around the world that use the power of business to solve social and environmental challenges.

In January this year, Habito launched “Habito Plus,” which brings together a buyer’s mortgage application, conveyancing needs and surveys, taking its offering closer to a digital end-to-end service.

Its broker portal provides more than 3,000 external brokers access to its own buy-to-let mortgage products and “Instant Decision” technology capabilities. Habito also plans to move beyond buy-to-let with plans to introduce a range of residential mortgage products for all types of homeowners..